Surviving on Minimum Wage November 18, 2017

It is very unfortunate that we are in a position where people are being given a salary that is not good enough for them to live. But that is the reality, especially if you are working in a minimum wage position. The fact is that if you have such a job, and even if you are working full time hours, you may not have enough money to pay all your bills. That is just what you are going to have to accept. You will have to figure out a way that you can get the money that you need to pay your bills.

I need money

What will you do? Just saying I need money is the first step. It may sound silly, but so many people like to pretend they are fine. They will keep acting like they have plenty of money, and they will just start spending the moment they get their paycheck. But that is not what we want you to do. And this is not us saying that you are doing something bad if you are spending money. It just means that you will want to remember that you need money when you come to the end of the month.

Saying I need money means that you have accepted that you have a financial issue. Now you can come up with a plan. What you will want to do at the start is figure out how you can make up the difference in your finances. Let us say that you calculate how much you make in a given month, and then you make a list of your expenses. Make sure you add around $50 to your expenses so that you are giving yourself some breathing room. Then you will want to see what difference you are coming to.

That will determine whether you need government assistance, a second job or both. That is what you will have to reconcile. You will have to figure out how you can use welfare or other benefits to bring down your expenses, and then you will have to see if you can squeeze in another job. We do not think that it will be easy for you to manage. But we also think that if you are serious about this, you will get through it. Do not feel bad. Just know that your life is in your control and you can make it work.

If this keeps happening to you, then you know that you have to find a new profession. And that is not the easy part. You may have to spend some weeks or months where you are taking night classes or you are doing a college course. That will not be easy, because it will be so tiring for you. But you have to remember that you are doing work right now so you can live a better life in the future. And that is what matters more than anything else, being able to make a future for yourself and your family.

Categories Finance